Home insurance is the most important form of
security you can provide to your living
quarters. Our Houston home insurance company
also offer fire protection and flood
protection. It is important that you secure
your assets for the future.
Homeowner’s insurance protects one of your largest
financial investments. Homeowner’s policies are designed
to provide financial protection in the event of damage
to your home, such as fire or water damage. Your policy
will also protect your personal property, such as
furniture that is damaged as a result of a fire, or the
theft of electronic equipment. In addition you will be
protected from liability as a result of homeownership,
such as a visitor who slips on your icy steps and breaks
an arm.
Home Insurance Discounts
While there
is little you can do to change your home's location or basic
construction (the main factors that determine your insurance rates),
you can shave hundreds of dollars off your annual premium by taking
advantage of the many discounts that nearly every insurer offers.
If your home and personal
possessions were damaged or destroyed...
-
Could you afford to
replace your home?
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Would you and your
family have a place to stay and be able to afford
the necessary extra living expenses at the same
time?
-
Will your coverage keep
pace with inflation and the value of your home,
leaving you with less coverage than you really need?
Coverage for your property
There are many
types of policies available for
your home. The HO-A-Plus Homeowners
policy provides you with coverage for your home, other
structures on the insured property, and personal
property, subject to policy limits, terms and
conditions.
Additional Living Expenses
and Rental Value
We will pay the reasonable
increase in living expenses necessary to maintain your
normal standard of living - for up to the amount of time
specified in the policy - if covered loss makes your
home uninhabitable (subject to policy terms and
conditions).
Property Insurance
Adjustment
If you have to rebuild your
home because of damage from an insured hazard,
homeowners coverage based on up-to-date costs of
materials and labor is essential. That's why the
property insurance adjustment feature can automatically
adjust your yearly coverage to help compensate you for
the effects of inflation.
We invite you to review our website, read policy
details, request a free
quote, and get more information that will
help you make a smart decision. Hermes
Insurance is here to provide you with the
necessary information you need to make the
right choice. If you have any
questions that are not answered in this
website, please feel free to contact us.
